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Frequently Asked Questions (FAQs)
These are the answers to common questions we get asked
What do I need when applying for a Loan?
A fully completed loan application form.
Guarantors should be active members and have contributed for at least three months.
The guarantor’s and applicant’s shares MUST be equal to or more than the loan applied for.
The member has to attach an original most recent (if possible certified) pay slip which is not more than two months old.
Outstanding loan by the applicant MUST be cleared before a loan of the same kind is approved unless one is refinancing (bridging).
A copy of an acceptable form of identification (National ID/Valid Passport) MUST be attached to the application.
One must have been an active member for at least three consecutive months.
Apply for a loan
Must I have guarantors when applying for a Loan
Guarantors who should be members of the Sacco.
Another form of security includes regular remittance such as the monthly savings.
If I clear the loan before its completion date will I be required to pay interest for future periods?
No interest or penalty is charged for clearing a loan earlier than the contracted period if clearance is done through.
If I clear the loan before its completion date will I be required to pay interest for future periods?
No interest or penalty is charged for clearing a loan earlier than the contracted period if clearance is done through.