• This is a loan granted on the Sacco mobile platform, 
• This loan type is repayable within 30days, 
• Interest rate –  7.5% interest deducted upfront with a roll over fee of 7.5% in the subsequent period of 30 days.
• Shall not exceed 80% of ones’ deposits.
• Maximum of Kshs. 30,000/= depending on the qualification,
• Shall be granted automatically basing on the credit history of the member, and FOSA transactions activity.
• Default of this loan shall lead to automatic disqualification of any other subsequent facility for at least 6months.

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