Consumer Loan: The loan is used to access consumer products and services at subsidized rates and they are able to repay the credit over a longer period of time.

• Interest rate: of 2% per month
• Repayment period: 24months.
• Loan repayment shall be through check off and or standing order
• Invoice and or quotation shall be attached to the loan application form
• A member shall be able to qualify for more than one consumer loan at any given time
• The loan shall be granted within a members’ deposits multiplier of three times