The Sacco has partnered with cooperative bank to offer Coop personal loans to the Sacco members at favorable terms. This is applicable for those members wishing to access long term credit, yet they do not qualify for the development loan.

• Loan amount:  shall be based on ability to pay
• A member shall have been active for at least 6months
• Security: at least 2 guarantors, and or collateral. Shares of the loanee and the guarantors shall be equal or more than the loan applied. 
• Duration:  Maximum of  96 months
• Purpose: long-term capital development.
• Interest rate: 14% per annum on reducing balance 
• Appraisal fee:  3%.